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Canadian Dental Care Plan applications are now open for people under 35

ByStan S.

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The Canadian Dental Care Plan (CDCP) is now accepting more applications.

Implemented in 2023, the program aims to decrease dental costs for Canadians earning less than $90,000 annually.

The federal government says the dental plan will help up to nine million uninsured people get the care they need.

Applications opened for eligible Canadians ages 18 to 34 on Thursday. The CDCP will expand eligibility even further later this month, on the 29th, for those aged 35 to 54.

“The Government of Canada will send letters to Canadian residents aged 18 to 64 who may be eligible to the Canadian Dental Care Plan (CDCP), based on their 2024 adjusted family net income, inviting them to apply,” reads a government notice.

“If you (and your spouse or common-law partner, if applicable) have filed your 2024 tax returns and received your notice of assessment from the Canada Revenue Agency, you can apply once applications open up for your age group, even if you haven’t received this letter.”

If you’re already covered by the dental care plan, you’ll need to renew for the 2025 to 2026 period before June 1 to avoid a possible gap in coverage. To do this, you must have filed your 2024 tax return and received the notice of assessment from the Canada Revenue Agency.

Who qualifies for the Canadian Dental Care Plan?

You must meet all of the following requirements to be eligible for the dental care plan:

  • You’re a Canadian resident
  • You don’t have access to dental insurance through your employer, student organization, a family member’s employer benefits, your pension, or a family member’s pension benefits
  • You’ve filed your tax return
  • Your adjusted family net income is less than $90,000

Canadians who are part of their province’s or territory’s dental program can still qualify for the CDCP if they meet all eligibility criteria.

What does the CDCP cover?

These are some of the dental services it covers:

  • Preventive services, including scaling (cleaning), polishing, sealants, and fluoride
  • Diagnostic services, including examinations and X-rays
  • Restorative services, including fillings
  • Periodontal services, including deep scaling
  • Oral surgery services, including extractions

It expanded the services it covers in October to add the following:

  • Complete specialist examinations
  • Crowns
  • Root canal re-treatments
  • Removable partial dentures, overdentures, and immediate dentures
  • Major surgical procedures
  • Moderate sedation, deep sedation, and general anesthesia

The government notes that the dental plan does not directly pay eligible members for the cost of dental care services. Even if you’re eligible, you may still have to pay your oral health provider any amount not covered by the CDCP.

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    7 Things in Your Garage You Should Never Throw Away

    ByStan S.

    If decluttering the garage is one of your house projects to tackle this season, there are a few things you should think twice about tossing. The garage often becomes a dumping ground for leftover building materials, old paint, and items that no longer work, but you don’t necessarily want to get rid of. These things can take up valuable storage room, so a seasonal garage declutter is always a good idea. As you take inventory of the space, consider this list of items you shouldn’t throw away. It includes items that need to be disposed of in a specific way because they are considered hazardous waste, as well as things you could need down the road and would regret getting rid of. 1. Leftover Paint If there are half-empty cans of leftover paint sitting on your garage shelves, avoid throwing them in the trash. Oil-based paints are flammable and can pose a serious environmental risk and fire hazard. Any cans of leftover oil-based paint, solvents, and thinners are considered hazardous waste and need to be disposed of safely. Check your town’s guidelines for hazardous waste disposal—some municipalities have a designated drop-off location for these items while others collect them periodically throughout the year. 2. Materials from Home Improvement Projects It’s tempting to throw out leftover materials once you’re done with a home improvement project, especially if they are cluttering your garage. Whether it’s extra quarter-rounds or leftover floorboards, avoid throwing building materials away as you may need them down the road if something needs to be replaced or repaired. This is especially important if the materials are not standard size and can’t easily be repurchased, if they have been discontinued, or if you had them custom made. 3. Gasoline Cans For maximum safety, gasoline cans should not be stored in a garage that is attached to your home given their flammability. If you have extra containers of gasoline in a detached garage that are old and taking up valuable storage space, don’t just throw them in the garbage can. Because gasoline can easily catch on fire inside your trash can or once it’s in the garbage truck, safe disposal is essential. Drop gasoline cans off at your local hazardous waste collection site, at a recycling center if they accept them, or your local fire station. x 4. Infrequently Used Tools The best solution for a cluttered garage isn’t always to toss everything that’s not used frequently, sometimes it’s just implementing a better organizational system. You may want to throw away tools and garden equipment you don’t use frequently, however chances are you will need to repurchase the tool once you need it again. Instead of throwing these items away, store them on a high shelf or other out-of-the-way location in the garage so they are not taking up prime real estate but remain accessible when needed. 5. Sentimental Items If you have boxes of sentimental items in the garage, don’t throw them out because you may regret it later. Instead, figure out the best way to store the meaningful items so they don’t take up excessive room and are safe from weather-related damage. If your garage is not temperature regulated, transfer sentimental things like photos, old letters, and textiles into plastic tubs or airtight storage bags instead of keeping them in cardboard boxes. This will help prevent moisture-related damage as well as keep pests and odors away. 6. Old Electronics The garage often becomes a dumping ground for old electronics that no longer work. Whether it’s a VCR you haven’t used in decades or a bag of old remote controls, these items waste valuable storage space, but shouldn’t be thrown in the garbage can. Because of their internal mechanisms and batteries that they use, electronics can be flammable and should be disposed of safely. Do a walkthrough of your garage and collect all unused electronics that need to be discarded, then check your local guidelines for safely getting rid of them at a recycling site or other collection center. 7.Light Bulbs Old and extra light bulbs seem to always end up in a box on a garage shelf, wasting storage space that could be used for other items. Before you go ahead and throw them away however, check to see what type of light bulbs they are. If they are fluorescent bulbs or any type of light bulb that contains mercury, they should not be thrown in the garbage can. Not only can they break and the shattered glass cause damage, the mercury content, however small, can be harmful to humans and the environment.

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    Toothpaste Is the Secret to Perfectly-Hung Picture Frames (Yes, Really!)

    ByStan S.

    If you’re always up for learning a new home improvement hack, you may have come across this viral Instagram reel that shows how to use toothpaste to hang pictures. As stunning as a gallery wall can be, the process of hanging pictures is not always quick and easy—and sometimes results in countless nail holes that need to be patched up. The toothpaste picture-hanging hack promises a foolproof method that takes out the guesswork. Best of all, it only requires a cheap item everyone already has at home: a regular ole tube of toothpaste. Keep reading to find out whether the viral hack actually works, what type of toothpaste works best, and how to make sure pictures are level. How the Toothpaste Picture Hanging Hack Works The viral toothpaste picture hanging hack is designed to take the guesswork out of hanging frames on the wall. It starts with a basic tube of white toothpaste that will serve as a the marker for where you need to hammer or drill a hole. To start, take your picture frame and lay it face-down on a flat surface. Locate the hanging hardware first—typically there will be one or two pieces of hanging hardware on the back of a frame, depending on how large and how heavy it is. The most common types of picture frame hardware are sawtooth hooks, D-rings, triangle hooks, and keyholes. Take the toothpaste a squeeze a small amount of it on the hanging hardware. If it’s a sawtooth hook, squeeze a dot of toothpaste in the middle of the sawtooth hook where the nail will go. Pick up the frame with the hanging hardware facing the wall, position it where you want the picture to hang, then gently press against the wall until the toothpaste transfers onto the wall. The toothpaste mark (or multiple marks) now serves as a guide to show you exactly where the nail holes need to be. Install nails or screws, then wipe off the excess toothpaste using a clean cloth or paper towel. Related How to Make Sure the Picture Is Level The hack seems simple enough, right? But if there is more than one piece of hanging hardware on the back of the frame or if you are hanging a pair of frames, how do you make sure the holes are level? Because there’s nothing more frustrating than realizing a picture is hanging crooked or a pair of frames doesn’t quite line up. This is where a level comes in. The viral Instagram reel doesn’t show a level being used, but it’s easy to incorporate into the hanging method. You may just need an extra set of hands to help you out, especially if the picture frame is beveled or not deep enough to prop a level on. Here’s where the tool comes in: Before you press the picture frame with the toothpaste on the wall, place a level on top of the frame. If the frame is deep enough to hold the level, you can do it by yourself. If not, have someone hold the level in place for you. Make any necessary adjustments and once the frame is level, press it against the wall to make toothpaste marks. Alternately, you can use a laser level that shoots a perfectly straight line across the wall to direct where you should position the frame. What Type of Toothpaste to Use For anyone nervous about whether or not toothpaste can hurt painted walls, you don’t have to worry about it causing any permanent damage. Sometimes toothpaste is actually used to clean scuff marks off of walls, so it is safe to use on most walls and it will not strip the paint. As for the type of toothpaste that’s best to use for the hack, a basic white toothpaste is a good choice. There’s no need for any fancy whitening or breath-freshening toothpaste, since all you need it to do is make marks on the wall. The thicker and creamier the consistency of the toothpaste the better it transfers onto the wall, so try to avoid gel-based toothpastes that may be too thin and run down the walls.

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    5 Popular Home Projects You Should Skip This Summer and Save for Winter

    ByStan S.

    Summertime is an excellent opportunity to get a head start on a few home improvement projects, but not every job benefits from the heat and humidity of the season. Bubbling paint, unsafe temperatures in the attic, and waiting for more comfortable working conditions are all reasons you should consider putting off certain jobs this summer. And before you think you’re off the hook from any DIY renovations this season, we rounded up a few that are worth focusing on now, while the weather is warm and favorable for outdoor work. Ron Shimek is the president of Mr. Handyman, a Neighborly company, a leading provider of property maintenance, repair, and improvement services. 5 Projects to Skip This Summer and Save for Winter Ron Shimek of Mr. Handyman shares his top picks for home improvement to-dos that are better left for winter. 1. Fixture and Hardware Upgrades While you’re spending time indoors during the winter, you might notice more things about your house that you want to change or upgrade, or you might be looking for quick and easy ways to add more interest, personality, and style to your home. Swapping out your fixtures and hardware can give your home a fresh look in a matter of minutes, and you can stay warm indoors while you work. “Upgrading light fixtures, cabinet pulls, door handles, or even installing smart home devices can significantly enhance your home’s aesthetic and functionality without being weather-dependent,” explains Shimek. 2. Insulation and Weather Stripping Spending time in your attic messing with insulation in the summer is probably the last thing you want to do, but there are other reasons to put off this project until cooler weather arrives. In the winter, you’ll be better able to identify cold spots leaking in from damaged weather stripping and other flaws in your home’s insulation. Additionally, there will be no delay in feeling the effects of a job well done. “You’ll immediately feel the impact of improved insulation and sealed drafts as your home becomes warmer and your heating bills potentially decrease,” says Shimek. 3. Interior Painting Painting the interior of your home during the summertime can come with a few obstacles, one of which is humidity. Moisture is a major culprit in sabotaging paint drying time. When paint doesn’t dry properly, it can lead to bubbles, cracking, and mildew issues if you’re not careful. Although Shimek says some ventilation is needed to help the paint dry during the winter, the lower humidity levels go a long way in getting walls and ceilings dry in a reasonable amount of time. Plus, the home project pro says it’s a great way to give your living spaces a fresh look during a season when you’ll be spending a lot of time inside. 4. 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    Can You Paint the Side of a Neighbors Fence That Faces Your Yard?

    ByStan S.

    Credit: Getty Images / Vitalii Petrushenko Of all the costly outdoor groundskeeping on the to-do list, refreshing a fence might seem like light work. However, if it separates your property from the one next door, updating it with a fresh coat of paint or stain might not be so straightforward. Although changing the part that faces your house is tempting, you must determine who actually owns the fence and whether you have the legal or neighborly right to paint it. Altering a shared fence without permission can lead to legal disputes, homeowner association (HOA) penalties, and unpleasant interactions with neighbors. Luckily, fence ownership debates can be resolved amicably, but there’s an art to negotiating shared costs and exploring alternatives to maintain the peace. Determine Who Owns the Fence Determining who owns a fence that divides two properties isn’t always straightforward. Jeff Lichtenstein, CEO and broker at Echo Fine Properties, says it depends on each state and county’s rules as well as whether you belong to an HOA. A land surveyor or a legal agreement might resolve the issue. Not every fence is positioned exactly along property lines. If the fence is on just one owner’s land, then that owner owns it. What if you hate the way it looks facing your property? “Even if it’s facing your property, it’s no different than a neighbor’s blue house facing your property,” Lichtenstein says. “The side of the house is what you see, and the owner doesn’t usually see it. Still, you can’t paint it whatever color you wish.” Property surveys are often the most reliable way to determine where your land ends and your neighbor’s begins. In neighborhoods without HOA regulations or clear agreements, it’s best to obtain explicit permission before undertaking any action that might alter a structure your neighbor legally owns. 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Peyton outlines a common scenario: “Mr. Smith wants to replace the fence during a larger backyard renovation, but Mrs. Jones, who technically owns it, doesn’t have the budget for it right now. If Mr. Smith is eager to proceed and has permission from the fence owner, he may opt to take on the full financial burden of replacing the fence. In that case, the new fence would belong to Mr. Smith.” In other words, if your half of the fence bothers, you might have to take on 100% of the responsibility for a fix that serves both you and the neighbor. Who Pays for the Paint Job? Cost-sharing can be a delicate issue. 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    ‘Don’t always go up’: Bulk of Metro Vancouver presale condos sold in 2022 and 2023 now appraised below original price

    ByStan S.

    The Butterfly on Nelson Street in Vancouver Nov. 21, 2023. Photo by Arlen Redekop /PNG Article content Thousands of presale buyers in Metro Vancouver face completing their purchase of condos that are now worth less than they were in 2022 and 2023 when they signed the contracts to buy them. THIS CONTENT IS RESERVED FOR SUBSCRIBERS ONLY Subscribe now to read the latest news in your city and across Canada. Unlimited online access to articles from across Canada with one account. Get exclusive access to the Vancouver Sun ePaper, an electronic replica of the print edition that you can share, download and comment on. Enjoy insights and behind-the-scenes analysis from our award-winning journalists. Support local journalists and the next generation of journalists. Daily puzzles including the New York Times Crossword. SUBSCRIBE TO UNLOCK MORE ARTICLES Subscribe now to read the latest news in your city and across Canada. Unlimited online access to articles from across Canada with one account. Get exclusive access to the Vancouver Sun ePaper, an electronic replica of the print edition that you can share, download and comment on. Enjoy insights and behind-the-scenes analysis from our award-winning journalists. Support local journalists and the next generation of journalists. Daily puzzles including the New York Times Crossword. REGISTER / SIGN IN TO UNLOCK MORE ARTICLES Create an account or sign in to continue with your reading experience. Access articles from across Canada with one account. Share your thoughts and join the conversation in the comments. Enjoy additional articles per month. Get email updates from your favourite authors. THIS ARTICLE IS FREE TO READ REGISTER TO UNLOCK. Create an account or sign in to continue with your reading experience. Access articles from across Canada with one account Share your thoughts and join the conversation in the comments Enjoy additional articles per month Get email updates from your favourite authors Sign In or Create an Account or Article content Article content More than half of the appraisals required by mortgage lenders to complete sales are now coming in at values lower than original sale prices. Article content As a result, lenders will only write smaller mortgages. That means condo buyers have to satisfy lenders by ponying up the difference between the unit’s value in 2022 or 2023 and what it is worth now, either by putting in more cash or refinancing. Article content Article content A Vancouver appraiser who works with banks, law firms and mortgage brokers is raising the alarm because the buildings are now built and developers are trying to finalize sales. Article content By signing up you consent to receive the above newsletter from Postmedia Network Inc. Article content “Presales don’t always go up. There was that mindset where if it happened before, it’s going to happen again,” said Adam Lawrenson, owner of Vancouver-based Adlaw Appraisals. “I can’t say an exact number, but over half (of appraisals) are now coming in below their sale price.” Article content He estimates condo values have dropped between five and 20 per cent below what buyers originally promised to pay when they put down a non-refundable deposit. Article content That’s one reason why a growing number of buyers are looking to sell these new or barely used properties. This market glut and a lack of demand is helping drive down prices. Article content “You can easily get a brand new unit or a one- or two-year (old) unit at a cheaper price point than these presales, so that comes into play when we are doing our appraisal and looking at current market values.” Article content Article content With sellers dropping prices to speed up sales, that sets a new base for future, lower, appraisals. Article content Article content No area in the Lower Mainland is immune, but there are some buildings and areas that are more susceptible to having units “being underwater.” Article content There are “areas of Langley that got overbuilt and developers were leaving them vacant for six to 12 months, in hopes the market would turn around. But you can only hold for so long before you have to start selling them,” Lawrenson said. Article content There are also a few buildings in north Burnaby where presale buyers are now looking to get rid of units as soon as they close their sale. Some have 30 listings of one-bedroom apartments. Article content There are also some higher-end buildings in downtown Vancouver, such as The Butterfly on Nelson Street, with presale units that sold at presale for over $2 million. Some of these have appraisals that are now down $300,000 to $500,000 from their original prices, said Lawrenson. Article content According to research by Rennie Intelligence, which does marketing for major developers, investors made up around half of all buyers in the years between 2021 to 2023.

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    Surprising new indicator of B.C.s sluggish real estate market

    ByStan S.

    Call it a sign of the times? “There are so many listings right now in the Metro Vancouver area that there’s not enough signposts,” Kaitlyn Herbst, realtor with MRKT Real Estate Group said. “The company is actually offering, if we take down the signpost, if it’s already sold property and give them their signpost back so that they can use it for a new client, they will give us money back on our next signpost.” Herbst said in April there were more than 15,000 listings in the Greater Vancouver area. “That’s a lot of signs,” she said. “I mean, condos don’t always have signs and stuff, but buyers, they’re just not showing up. They’re a little bit uncertain with everything that’s going on and kind of taking a little more time to look.” Story continues below advertisement 2:07 Metro Vancouver condos sitting empty amid housing crisis Real estate experts say it has been an interesting start to the year in Greater Vancouver. “What we expected to happen was the market to be a little more active than what we’ve seen so far,” Andrew Lis, director of economics and data analytics at Greater Vancouver Realtors, told Global News. Get breaking National news For news impacting Canada and around the world, sign up for breaking news alerts delivered directly to you when they happen. “Our forecast called for some growth in sales for the year, but sales have come in pretty slow since the beginning of the year.” Lis said it could partially be due to the uncertainty brought about by U.S. President Donald Trump’s tariffs, the political uncertainty around the Canadian election and the federal government’s overall housing strategy plan. “So it could be a number of factors keeping buyers on the sidelines, but things have been sort of quiet on the buy side,” Lis said. Story continues below advertisement “On the sell side, we have a lot of people coming to market with their property. So we’re actually at a point right now where we have some of the highest levels of inventory we’ve seen in almost over a decade. So a really interesting time right now for the market.” Lis said that sales are down about 24 per cent year-over-year. “They’re hanging below our 10-year seasonal averages, you know, around 20, 30 per cent. They’ve kind of been around those levels for some time.” Lis said that the market started to pick up late last year but has been slower in the first part of 2025. “On the inventory side, however, what we’ve seen is a pretty significant increase in inventory levels in our region,” he added. “Our inventory level in the Greater Vancouver region that we track at our board has surpassed the 16,000 mark, which we have not seen in over about a decade.” Trending Now 4:55 New cabinet role puts former Vancouver mayor back in the spotlight Lis said that for buyers, it’s a good thing as there is finally some choice across the board — condos, detached houses and townhouses. Story continues below advertisement However, they have seen more sales of detached homes than attached or apartments. “Generally, price trends have been fairly flat over the past few months and even actually over the last couple of years,” Lis said. “There’s some very small minor ups and downs — a per cent here, up, down a per cent there — but generally the price trend has been flat and that’s been pretty much true across all product types.” Herbst said she has never seen a market like this. “When a couple years ago there was no subjects, you were buying places, sight unseen,” she said. “I had clients buy homes I had never actually seen. Subject free, all that. Now we’ve got, ‘Okay, we’ll come back and see you a second time’.” Herbst said there are even sellers adding incentives to lure in prospective buyers. “There is one home (in Langley) that is for sale that the realtor is offering a Disney Cruise to the buyers of this family home. A four-person Disney cruise,” she said. “It’s not cheap, but it’s a way to make it stand out. It’s a way to get those families through the door. And there’s a lot of options for those buyers. So it’s comparing apples to apples, but this one I get to go on a trip with my family.” &copy 2025 Global News, a division of Corus Entertainment Inc.

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